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When deciding on a credit card the word travel credit card may come up. Travel credit cards a huge benefit only if of course you travel. So your initial thought might be wow I can get a free airplane ticket and will plan a vacation next year. Do some research first. If you only travel once a year a travel credit card may not be a big enough benefit for you. Sometimes travel cards bear higher interest or have hidden costs and fees.

The consumer gets several different types of credit cards to select from and several credit card companies offer different plans. If your looking into student credit card programs there are programs that do not require a parent to co-sign or proven income. These offers are very helpful if it your first credit card, but most of the time these credit cards have higher interest rates.

Is there such thing as Credit Cards verse Student Loans? I believe it the complete opposite. Credit debt still has to be paid back just like any student loan would have to be paid back. There is one giant difference. Most student loans have static interest rates on them. This is basically based on the style of loan, the pupils credit report, the size of the student loan, and of course the repayment terms agreed upon.

Once the introductory period or trial period passes you can typically expect to earn up to 5% in rebates toward all major gas stations on pretty much every gas purchase. Your APR is a fixed rate of 0% on any balance transfers for nine months and you have nice fast easy payoff credit card. Your rate will usually fall under 15% depending on your credit card report card, and almost always your first year annual fee is waived.

Lets face it all the college credit card plans try to sway the students with cash rewards or travel point rewards. The bottom line is they want to hitch the student on and get them using the card more and more each month. These college credit cards all can be accessed on-line through the web browser and as we all know every college student has internet access and most of them get a laptop with their tuition costs. So there really are no more excuses of not knowing the student is in trouble anymore. Parents can log in and check spending and payment behaviors.

If the credit card you have is a free credit card and it has no annual maintenance costs then you just might benefit from it. Keep your eyes open because some credit card companies will run a promotional stunt where the first year has zero costs but then the following year they zap you will a sizeable fee. This can range from 20 bucks upwards to $300! Some companies will charge you annual costs if you dont meet their minimum purchase amount that they supply to you in the very tiny print. To conclude these free credit cards are worth it, make sure you read the fine print and get the right lender that fits all your requirements and needs.

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Mortgage Errors and Bank Errors – Check your Mortgage for Errors with Home Loan Interest Manager Pro 3.1.060827
With mortgage errors and bank errors costing homeowners thousands EVERY DAY, Home Money Manager is pleased to announce the release and immediate availability of Mortgage Home Loan Interest Manager Pro version 3.1.060827. This mortgage error checker software will help you check, audit, analyse and plan your mortgage and home loans. This latest build focuses on mortgage errors and bank errors, making it easier for you to find out how much you have been overcharged.

www.HomeMoneyManager.com – September 05, 2006 – With mortgage errors and bank errors costing homeowners thousands every day, it is vital to have the correct tools to check your mortgage statements for errors. Home Money Manager, provider of Home Loan Interest Manager Pro, has released version 3.1.060827 for Windows, Linux and Mac OS X. This loan and mortgage error checker software will help you check for bank errors, calculate the refunds you are due and protect the thousands you pay each year in interest from lender mistakes. Simply load your mortgage statements, and at the click-of-a-button you will find out how much you have been overcharged.

With version 3.1.060827 of this mortgage error and bank error checker, Home Money Manager has focused on faster and smarter ways for users to enter their mortgage statements and check for mortgage errors. Existing customers will enjoy the new layout, with statement transaction amounts being split into withdrawal and deposit columns, and all amounts being shown as positive numbers, to better reflect their mortgage statements

The windows version contains an improved windows installation wizard, with new graphics, new icons and instructions for installing Java (if it not already installed on the customer’s computer). In addition, a help and troubleshooting page has been provided in the installation directory and start menu containing a summary of the help available.

While Home Loan Interest Manager Pro is one of the most powerful mortgage checker software packages available on the market today, it can do so much more than just check for mortgage errors and bank errors. Using your mortgage statement information, this mortgage software will manage and track all aspects of your loans, help you discover how to pay your mortgage off sooner, let you find out the impact of the next interest rate rise on your loan repayments, and breakdown the true cost of your mortgage, year-by-year and statement-by-statement.

Checking your loans and mortgages for bank errors has become a necessity in today’s lending environment, where computers do most of the bank’s calculations with little or no human intervention. Home Money Manager recognises the need for individuals to be able to error check, and take control of, their own mortgage loans in a quick and easy way, without it costing them a small fortune in fees. Home Loan Interest Manager Pro was created for this purpose.

Home Loan Interest Manager Pro build 3.1.060827 costs US$129 and may be purchased securely online at http://www.homemoneymanager.com . This release is a free upgrade to existing customers.

Home Loan Interest Manager Pro version 3.1.060827 is compatible with Windows 98, ME, 2000, NT, XP, Linux, Unix, Mac OS X and all operating systems running Java 1.4 or greater. To find out more or to download a fully functional one-month free trial, visit http://www.homemoneymanager.com/home-loan-interest-manager.html


About Home Money Manager:

Home Money Manager specializes in the production of mortgage audit and home loan manager software. Download mortgage checker software and find out if your mortgage is one of the thousands being overcharged interest EVERY DAY.

Contact:

Public Relations
Home Money Manager
http://www.HomeMoneyManager.com

Press Release URL:

http://www.homemoneymanager.com/press/mortgage-errors-checker-software-31060827pro.html


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Credit Card Budget Software – Categorize your Credit Card Statements with Home Credit Card Manager 3.0.050611
Home Money Manager is pleased to announce the release and immediate availability of Home Credit Card Manager 3.0.050611, credit card manager software to help you categorize your credit card expenses and find out where your hard-earned money is being spent.

www.HomeMoneyManager.com – June 14, 2005 – Home Money Manager, provider of Home Credit Card Manager, has released version 1.1.050611 for Windows, Linux and Mac OS X.

Use this free credit card manager to categorize your credit card statements and find out where your hard-earned money is being spent.

Home Credit Card Manager build 3.0.050611 is compatible with Windows 98, ME, 2000, NT, XP, Linux, Unix, Mac OS X and all operating system running Java 1.4 or greater.

Further details and your free version are available from http://www.homemoneymanager.com/creditcardmanager.html


About Home Money Manager:

Home Money Manager specializes in the production of mortgage audit and home loan manager software. Download mortgage checker software and find out if your mortgage is one of the thousands being overcharged interest EVERY DAY.

Contact:

Public Relations
Home Money Manager
http://www.HomeMoneyManager.com

Press Release URL:

http://www.homemoneymanager.com/press/credit-card-budget-software-30050611.html


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