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The word free tends to open anyone eyes. Like free credit cards. The real term for free credit is actually zero percent credit cards. 0 APR stands for annual percentage rate. To make a long story short, 0 APR means you do not pay any monthly interest on the card.

If one of the things your credit card plan offers is air travel miles make sure the destination you want to go to is covered in your credit card plan package. Most credit card companies pair up with a airline or a few airlines, but some cards just offer air travel miles.

Are you thinking about getting a gas credit card? It is a very good idea and here is why. One your introductory time table is over, you actually earn up to 3 percent rebates at all gasoline stations on all your fuel purchases. Your APR is set to a fixed rate of zero for any transfer balances and this usually lasts up to 12 months after the transfer. If you have strong credit you can land a interest rate under fourteen %. Not only do you get all the above incentives, but the annual fee is typically waived during your first year.

When you receive a terrific credit card offer in the mail be sure to check for any catches. For example, they may lure you in with 5 percent interest rate and then hike it up as high as 23 percent after the introductory period is over. So all purchases after that start getting whacked with 23 percent interest rate charges. Most of the time people are to busy to read the fine print or do not even realize the interest change happened. It is just one of those things in life that you think about later, sometimes later gets you in debt.

The one catch with rewards programs and credit cards it they usually charge a premium rate for holding one. One preventive thing you can do to prevent finance charges from building up is to pay off your balance at the end of every month. This may require you to sit down and come up with a budget plan. This means you wont be pulling out your credit card for every purchase. Figure out your spending capacity and then stick to that number you derive. If you have to carry a balance at all make sure you figure out what the overall cost will be to you.

If your trying to improve your credit history standing the best thing to do is get a low interest rate credit card and put it to use. Several banks are in competition for your business and would offer open arms to get your credit card business. Most of the time they are seeking out college pupils, upcoming young professionals, and the consumers shopping around for credit cards that offer reward points. Do you research and homework on-line and should be able to land a nice low interest credit card and start to bring your credit report card back in good standings

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Offset Account Checker Software – Check your Offset Account with Home Loan Interest Manager Pro 1.1.060110
With the growing demand for Offset Account Checker Software, Home Money Manager is pleased to announce the release and immediate availability of Home Loan Interest Manager Pro version 1.1.060110. This mortgage offset account checker software will help you check that you are receiving the full benefit from your offset account, as well as audit your mortgage for bank errors. The latest release of this mortgage audit and offset account checker software adds print preview and printing functionality allowing you to produce hard copies of your audit to keep with your mortgage statements.

www.HomeMoneyManager.com – January 7, 2006 – Offset Accounts are a great way to save thousands over the life of a mortgage, however how do you really know if your bank is providing you with the full offset benefit you are entitled to? With Offset Account Checker Software proving to be the most effective way to check offset account interest, Home Money Manager, provider of Home Loan Interest Manager Pro, is pleased to announce the release of version 1.1.060110 for Windows, Linux and Mac OS X.

This mortgage audit and offset account checker software allows you to check the interest payments on your mortgage and home loan, find out if you are receiving the full benefit from your offset account, and see how much your offset account is really saving you. This offset account checker allows you to set up an offset account for each of your primary loans, allocate separate interest rates to each offset account and nominate the percentage of the balance that is to be used for offsetting interest calculations.

With version 1.1.060110 of this mortgage audit and offset account checker, Home Money Manager have introduced print preview and printing functionality to the reports and screens, allowing you to print out your audit results and store them with your mortgage paperwork.

Auditing offset accounts has become a necessity in today’s lending environment, where computers do most of the calculations with little or no human intervention. Home Money Manager recognises the need for individuals to be able to audit and check their own offset accounts, without it costing them a small fortune in fees. Home Loan Interest Manager Pro, offset account checker software, was created for this purpose.

Home Loan Interest Manager Pro build 1.1.060110 costs US$129 and may be purchased securely online at http://www.homemoneymanager.com . This release is a free upgrade to existing customers.

Home Loan Interest Manager Pro version 1.1.060110 is compatible with Windows 98, ME, 2000, NT, XP, Linux, Unix, Mac OS X and all operating systems running Java 1.4 or greater. To find out more about this offset account checker software, or to download a fully functional one-month free trial, visit http://www.homemoneymanager.com/home-loan-interest-manager.html


About Home Money Manager:

Home Money Manager specializes in the production of mortgage audit and home loan manager software. Download mortgage checker software and find out if your mortgage is one of the thousands being overcharged interest EVERY DAY.

Contact:

Public Relations
Home Money Manager
http://www.HomeMoneyManager.com

Press Release URL:

http://www.homemoneymanager.com/press/offset-account-checker-software-11060110pro.html


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Mortgage Checker Software – Check your Mortgage with Home Loan Interest Manager Pro 1.1.050623
As Mortgage Checker Software continues to help homeowners check their mortgage statements for bank errors, Home Money Manager is pleased to announce the release and immediate availability of Home Loan Interest Manager Pro version 1.1.050623. This mortgage checker software will help you check your mortgage and loan statements for mortgage errors. This latest mortgage checker software release adds the loan and mortgage summary view screen making it easier to view key information for each loan and mortgage.

www.HomeMoneyManager.com – June 29, 2005 – As Mortgage Checker Software continues to help homeowners check their mortgage statements for bank errors, Home Money Manager, provider of Home Loan Interest Manager Pro mortgage checker software, is pleased to announce the release of version 1.1.050623 for Windows, Linux and Mac OS X.

This mortgage checker software allows you to track your mortgage repayments, check for your mortgage statements for lender errors, calculate the refunds you are due and protect the thousands you pay each year in interest from bank mistakes. This mortgage checker software has been designed to simplify your mortgage and loans and to help keep you on track to paying them off sooner.

With version 1.1.050623 of this mortgage checker software, Home Money Manager have introduced the summary view screen, providing an instant overview of the key information for each loan and mortgage. Detailed information is just one-click away, with all the reports listed under the report launcher section of the screen, including the interest checker report, balance checker report and refund calculator report.

One of the main benefits of the summary view screen is the payout plan, providing up-to-date estimates of the savings you can achieve if you pay your loan or mortgage off sooner. Simply select a target loan term and payment frequency and the screen informs you how much to increase your mortgage repayments by and how much you will save in interest. The payout estimates are kept up-to-date each time you enter new loan information into this mortgage checker software, so you always have the latest payout figures available to help you reach your goals.

Home Loan Interest Manager Pro mortgage statement checker can manage, audit and track loan repayments for any type of loan where the lender provides regular statements containing the loan transactions. It can be used to track, manage and audit mortgage loans, home loans, student loans, personal loans, auto loans and boat loans.

Checking your mortgage has become a necessity in today’s lending environment, where computers do most of the bank’s calculations with little or no human intervention. Home Money Manager recognises the need for individuals to be able check their mortgage statements and audit their own loans in a quick and easy way, without it costing them a small fortune in fees. Home Loan Interest Manager Pro, mortgage checker software, was created for this purpose.

Home Loan Interest Manager Pro build 1.1.050623 may be purchased securely online at http://www.homemoneymanager.com . This release is a free upgrade to existing customers.

Home Loan Interest Manager Pro version 1.1.050623 is compatible with Windows 98, ME, 2000, NT, XP, Linux, Unix, Mac OS X and all operating systems running Java 1.4 or greater. To find out more about this mortgage checker software, or to download a fully functional one-month free trial, visit http://www.homemoneymanager.com/home-loan-interest-manager.html


About Home Money Manager:

Home Money Manager specializes in the production of mortgage audit and home loan manager software. Download mortgage checker software and find out if your mortgage is one of the thousands being overcharged interest EVERY DAY.

Contact:

Public Relations
Home Money Manager
http://www.HomeMoneyManager.com

Press Release URL:

http://www.homemoneymanager.com/press/mortgage-checker-software-11050623pro.html


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Mortgage Checking Software – Start Checking your Mortgage with Home Loan Interest Manager Pro 2.1.060801
As Mortgage Checking Software becomes the way for homeowners to start checking their own mortgages, Home Money Manager is pleased to announce the release and immediate availability of Home Loan Interest Manager Pro version 2.1.060801. This mortgage checking software will simplify the task of checking your mortgage for errors, and soon show you how much you have been overcharged. This latest mortgage checking software release increases the power of the mortgage balance checking report, making it easier to see the total impact of mortgage errors on your balances.

www.HomeMoneyManager.com – August 2, 2006 – One of the main functions of Mortgage Checking Software is to allow you to start checking the interest charges on you mortgage statements, to make sure you have not been overcharged. Home Money Manager, provider of Home Loan Interest Manager Pro mortgage checking software, has released version 2.1.060801 for Windows, Linux and Mac OS X.

This mortgage checking software allows you to track your mortgage repayments, check your mortgage statements for lender errors, calculate the refunds you are due and protect the thousands you pay each year in interest from bank mistakes. This mortgage checking software has been designed to take the pain out of checking your mortgage statements, making it easy for anyone to find out how much they have been overcharged.

With version 2.1.060801 of this mortgage checking software, the balance checking report has been updated to show individual transaction errors, as well as the running total of all errors on the mortgage balances. The total impact of errors on your balances is just a click away from the summary screen in this mortgage checking software.

Home Loan Interest Manager Pro mortgage checking software can manage, audit and track loan repayments for any type of loan where the lender provides regular statements containing the loan transactions. Start using this mortgage checking software to track, manage and audit mortgage loans, home loans, student loans, personal loans, lines of credit, auto loans and boat loans.

Checking your mortgage has become a necessity in today’s lending environment, where computers do most of the bank’s calculations with little or no human intervention. Home Money Manager recognises the need for individuals to be able check their mortgage statements and audit their own loans in a quick and easy way, without it costing them a small fortune in fees. Home Loan Interest Manager Pro, mortgage checking software, was created for this purpose.

Home Loan Interest Manager Pro build 2.1.060801 may be purchased securely online at http://www.homemoneymanager.com . This release is a free upgrade to existing customers.

Home Loan Interest Manager Pro version 2.1.060801 is compatible with Windows 98, ME, 2000, NT, XP, Linux, Unix, Mac OS X and all operating systems running Java 1.4 or greater. To find out more about this mortgage checking software, or to download a fully functional one-month free trial, visit http://www.homemoneymanager.com/home-loan-interest-manager.html


About Home Money Manager:

Home Money Manager specializes in the production of mortgage audit and home loan manager software. Download mortgage checker software and find out if your mortgage is one of the thousands being overcharged interest EVERY DAY.

Contact:

Public Relations
Home Money Manager
http://www.HomeMoneyManager.com

Press Release URL:

http://www.homemoneymanager.com/press/mortgage-checking-software-21060801pro.html


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Mortgage Errors and Bank Errors – Check your Mortgage for Errors with Home Loan Interest Manager Pro 3.1.060827
With mortgage errors and bank errors costing homeowners thousands EVERY DAY, Home Money Manager is pleased to announce the release and immediate availability of Mortgage Home Loan Interest Manager Pro version 3.1.060827. This mortgage error checker software will help you check, audit, analyse and plan your mortgage and home loans. This latest build focuses on mortgage errors and bank errors, making it easier for you to find out how much you have been overcharged.

www.HomeMoneyManager.com – September 05, 2006 – With mortgage errors and bank errors costing homeowners thousands every day, it is vital to have the correct tools to check your mortgage statements for errors. Home Money Manager, provider of Home Loan Interest Manager Pro, has released version 3.1.060827 for Windows, Linux and Mac OS X. This loan and mortgage error checker software will help you check for bank errors, calculate the refunds you are due and protect the thousands you pay each year in interest from lender mistakes. Simply load your mortgage statements, and at the click-of-a-button you will find out how much you have been overcharged.

With version 3.1.060827 of this mortgage error and bank error checker, Home Money Manager has focused on faster and smarter ways for users to enter their mortgage statements and check for mortgage errors. Existing customers will enjoy the new layout, with statement transaction amounts being split into withdrawal and deposit columns, and all amounts being shown as positive numbers, to better reflect their mortgage statements

The windows version contains an improved windows installation wizard, with new graphics, new icons and instructions for installing Java (if it not already installed on the customer’s computer). In addition, a help and troubleshooting page has been provided in the installation directory and start menu containing a summary of the help available.

While Home Loan Interest Manager Pro is one of the most powerful mortgage checker software packages available on the market today, it can do so much more than just check for mortgage errors and bank errors. Using your mortgage statement information, this mortgage software will manage and track all aspects of your loans, help you discover how to pay your mortgage off sooner, let you find out the impact of the next interest rate rise on your loan repayments, and breakdown the true cost of your mortgage, year-by-year and statement-by-statement.

Checking your loans and mortgages for bank errors has become a necessity in today’s lending environment, where computers do most of the bank’s calculations with little or no human intervention. Home Money Manager recognises the need for individuals to be able to error check, and take control of, their own mortgage loans in a quick and easy way, without it costing them a small fortune in fees. Home Loan Interest Manager Pro was created for this purpose.

Home Loan Interest Manager Pro build 3.1.060827 costs US$129 and may be purchased securely online at http://www.homemoneymanager.com . This release is a free upgrade to existing customers.

Home Loan Interest Manager Pro version 3.1.060827 is compatible with Windows 98, ME, 2000, NT, XP, Linux, Unix, Mac OS X and all operating systems running Java 1.4 or greater. To find out more or to download a fully functional one-month free trial, visit http://www.homemoneymanager.com/home-loan-interest-manager.html


About Home Money Manager:

Home Money Manager specializes in the production of mortgage audit and home loan manager software. Download mortgage checker software and find out if your mortgage is one of the thousands being overcharged interest EVERY DAY.

Contact:

Public Relations
Home Money Manager
http://www.HomeMoneyManager.com

Press Release URL:

http://www.homemoneymanager.com/press/mortgage-errors-checker-software-31060827pro.html


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