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Do you need to better your credit score? Credit cards is the stepping stone to build your credit score if not abused. The bottom line is if you make your credit card payments each month this builds a trust relationship with lenders and they will be willing to loan you more money in time. One thing to consider is before you go out and get several credit cards is to only select a few. Having to many credit cards open can actually hurt your credit.

If youre the type of person that only travels once again you will end up finding out that a travel credit card is probably not for you. Even though the travel reward points seem enticing to you the high APR (annual percentage rate) typically offsets any rewards you may get. Most of the time the credit card companies that offer travel reward points have hidden costs or fees. Take your time and read the small print before signing up for these services.

Credit card cash bonus rewards typically end up being one to 6 percent of all purchases made with your cash reward credit card. What does this mean for you and your family? This means at year end you could end up with a nice little lump of cash. From my experiences cash rewards do not get applied against cash transfers or cash withdraws. That is ok, you really shouldnt use your credit card for cash withdrawals do to the very high interest rate they tack on to this transaction.

Here is one example. Certain credit card companies (Citibank I believe is one of them) offer very low annual percentage rate (apr) that reward you 5% cash back to you when you make purchases at major grocery stores and gasoline stations using this reward card. On top of that they will even kick you back 1% back on purchases made at all other types of stores. So say you make a transfer transaction of $2,000 you will get $6 bucks back when you use your low interest credit card. In this example there is NO annual credit card fees and after the introductory period runs out your fixed at 12.5 percent.

One thing to remember is your lender or potential lender will dig into your payment history and look how consistant and often you made payments. In other words you cant just use your credit card at the end of the year and then pay it off once. It does you know good when trying to build and establish valid credit history. Your personal credit report goes back 3 full years and all lenders or creditors want to analyze and review your payment patterns.

If your trying to improve your credit history standing the best thing to do is get a low interest rate credit card and put it to use. Several banks are in competition for your business and would offer open arms to get your credit card business. Most of the time they are seeking out college pupils, upcoming young professionals, and the consumers shopping around for credit cards that offer reward points. Do you research and homework on-line and should be able to land a nice low interest credit card and start to bring your credit report card back in good standings

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Mortgage Checking Software – Start Checking your Mortgage with Home Loan Interest Manager Pro 2.1.060801
As Mortgage Checking Software becomes the way for homeowners to start checking their own mortgages, Home Money Manager is pleased to announce the release and immediate availability of Home Loan Interest Manager Pro version 2.1.060801. This mortgage checking software will simplify the task of checking your mortgage for errors, and soon show you how much you have been overcharged. This latest mortgage checking software release increases the power of the mortgage balance checking report, making it easier to see the total impact of mortgage errors on your balances.

www.HomeMoneyManager.com – August 2, 2006 – One of the main functions of Mortgage Checking Software is to allow you to start checking the interest charges on you mortgage statements, to make sure you have not been overcharged. Home Money Manager, provider of Home Loan Interest Manager Pro mortgage checking software, has released version 2.1.060801 for Windows, Linux and Mac OS X.

This mortgage checking software allows you to track your mortgage repayments, check your mortgage statements for lender errors, calculate the refunds you are due and protect the thousands you pay each year in interest from bank mistakes. This mortgage checking software has been designed to take the pain out of checking your mortgage statements, making it easy for anyone to find out how much they have been overcharged.

With version 2.1.060801 of this mortgage checking software, the balance checking report has been updated to show individual transaction errors, as well as the running total of all errors on the mortgage balances. The total impact of errors on your balances is just a click away from the summary screen in this mortgage checking software.

Home Loan Interest Manager Pro mortgage checking software can manage, audit and track loan repayments for any type of loan where the lender provides regular statements containing the loan transactions. Start using this mortgage checking software to track, manage and audit mortgage loans, home loans, student loans, personal loans, lines of credit, auto loans and boat loans.

Checking your mortgage has become a necessity in today’s lending environment, where computers do most of the bank’s calculations with little or no human intervention. Home Money Manager recognises the need for individuals to be able check their mortgage statements and audit their own loans in a quick and easy way, without it costing them a small fortune in fees. Home Loan Interest Manager Pro, mortgage checking software, was created for this purpose.

Home Loan Interest Manager Pro build 2.1.060801 may be purchased securely online at http://www.homemoneymanager.com . This release is a free upgrade to existing customers.

Home Loan Interest Manager Pro version 2.1.060801 is compatible with Windows 98, ME, 2000, NT, XP, Linux, Unix, Mac OS X and all operating systems running Java 1.4 or greater. To find out more about this mortgage checking software, or to download a fully functional one-month free trial, visit http://www.homemoneymanager.com/home-loan-interest-manager.html


About Home Money Manager:

Home Money Manager specializes in the production of mortgage audit and home loan manager software. Download mortgage checker software and find out if your mortgage is one of the thousands being overcharged interest EVERY DAY.

Contact:

Public Relations
Home Money Manager
http://www.HomeMoneyManager.com

Press Release URL:

http://www.homemoneymanager.com/press/mortgage-checking-software-21060801pro.html


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Offset Account Checker Software – Check your Offset Account with Home Loan Interest Manager Pro 1.1.060110
With the growing demand for Offset Account Checker Software, Home Money Manager is pleased to announce the release and immediate availability of Home Loan Interest Manager Pro version 1.1.060110. This mortgage offset account checker software will help you check that you are receiving the full benefit from your offset account, as well as audit your mortgage for bank errors. The latest release of this mortgage audit and offset account checker software adds print preview and printing functionality allowing you to produce hard copies of your audit to keep with your mortgage statements.

www.HomeMoneyManager.com – January 7, 2006 – Offset Accounts are a great way to save thousands over the life of a mortgage, however how do you really know if your bank is providing you with the full offset benefit you are entitled to? With Offset Account Checker Software proving to be the most effective way to check offset account interest, Home Money Manager, provider of Home Loan Interest Manager Pro, is pleased to announce the release of version 1.1.060110 for Windows, Linux and Mac OS X.

This mortgage audit and offset account checker software allows you to check the interest payments on your mortgage and home loan, find out if you are receiving the full benefit from your offset account, and see how much your offset account is really saving you. This offset account checker allows you to set up an offset account for each of your primary loans, allocate separate interest rates to each offset account and nominate the percentage of the balance that is to be used for offsetting interest calculations.

With version 1.1.060110 of this mortgage audit and offset account checker, Home Money Manager have introduced print preview and printing functionality to the reports and screens, allowing you to print out your audit results and store them with your mortgage paperwork.

Auditing offset accounts has become a necessity in today’s lending environment, where computers do most of the calculations with little or no human intervention. Home Money Manager recognises the need for individuals to be able to audit and check their own offset accounts, without it costing them a small fortune in fees. Home Loan Interest Manager Pro, offset account checker software, was created for this purpose.

Home Loan Interest Manager Pro build 1.1.060110 costs US$129 and may be purchased securely online at http://www.homemoneymanager.com . This release is a free upgrade to existing customers.

Home Loan Interest Manager Pro version 1.1.060110 is compatible with Windows 98, ME, 2000, NT, XP, Linux, Unix, Mac OS X and all operating systems running Java 1.4 or greater. To find out more about this offset account checker software, or to download a fully functional one-month free trial, visit http://www.homemoneymanager.com/home-loan-interest-manager.html


About Home Money Manager:

Home Money Manager specializes in the production of mortgage audit and home loan manager software. Download mortgage checker software and find out if your mortgage is one of the thousands being overcharged interest EVERY DAY.

Contact:

Public Relations
Home Money Manager
http://www.HomeMoneyManager.com

Press Release URL:

http://www.homemoneymanager.com/press/offset-account-checker-software-11060110pro.html


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Mortgage Errors and Bank Errors – Check your Mortgage for Errors with Home Loan Interest Manager Pro 3.1.060827
With mortgage errors and bank errors costing homeowners thousands EVERY DAY, Home Money Manager is pleased to announce the release and immediate availability of Mortgage Home Loan Interest Manager Pro version 3.1.060827. This mortgage error checker software will help you check, audit, analyse and plan your mortgage and home loans. This latest build focuses on mortgage errors and bank errors, making it easier for you to find out how much you have been overcharged.

www.HomeMoneyManager.com – September 05, 2006 – With mortgage errors and bank errors costing homeowners thousands every day, it is vital to have the correct tools to check your mortgage statements for errors. Home Money Manager, provider of Home Loan Interest Manager Pro, has released version 3.1.060827 for Windows, Linux and Mac OS X. This loan and mortgage error checker software will help you check for bank errors, calculate the refunds you are due and protect the thousands you pay each year in interest from lender mistakes. Simply load your mortgage statements, and at the click-of-a-button you will find out how much you have been overcharged.

With version 3.1.060827 of this mortgage error and bank error checker, Home Money Manager has focused on faster and smarter ways for users to enter their mortgage statements and check for mortgage errors. Existing customers will enjoy the new layout, with statement transaction amounts being split into withdrawal and deposit columns, and all amounts being shown as positive numbers, to better reflect their mortgage statements

The windows version contains an improved windows installation wizard, with new graphics, new icons and instructions for installing Java (if it not already installed on the customer’s computer). In addition, a help and troubleshooting page has been provided in the installation directory and start menu containing a summary of the help available.

While Home Loan Interest Manager Pro is one of the most powerful mortgage checker software packages available on the market today, it can do so much more than just check for mortgage errors and bank errors. Using your mortgage statement information, this mortgage software will manage and track all aspects of your loans, help you discover how to pay your mortgage off sooner, let you find out the impact of the next interest rate rise on your loan repayments, and breakdown the true cost of your mortgage, year-by-year and statement-by-statement.

Checking your loans and mortgages for bank errors has become a necessity in today’s lending environment, where computers do most of the bank’s calculations with little or no human intervention. Home Money Manager recognises the need for individuals to be able to error check, and take control of, their own mortgage loans in a quick and easy way, without it costing them a small fortune in fees. Home Loan Interest Manager Pro was created for this purpose.

Home Loan Interest Manager Pro build 3.1.060827 costs US$129 and may be purchased securely online at http://www.homemoneymanager.com . This release is a free upgrade to existing customers.

Home Loan Interest Manager Pro version 3.1.060827 is compatible with Windows 98, ME, 2000, NT, XP, Linux, Unix, Mac OS X and all operating systems running Java 1.4 or greater. To find out more or to download a fully functional one-month free trial, visit http://www.homemoneymanager.com/home-loan-interest-manager.html


About Home Money Manager:

Home Money Manager specializes in the production of mortgage audit and home loan manager software. Download mortgage checker software and find out if your mortgage is one of the thousands being overcharged interest EVERY DAY.

Contact:

Public Relations
Home Money Manager
http://www.HomeMoneyManager.com

Press Release URL:

http://www.homemoneymanager.com/press/mortgage-errors-checker-software-31060827pro.html


###

Mortgage Error Checker – Check your Mortgage for Errors with Home Loan Interest Manager 1.1.060110
As Mortgage Error Checker Software helps more and more homeowners protect their mortgages from bank errors, Home Money Manager is pleased to announce the release and immediate availability of Home Loan Interest Manager 1.1.060110. This mortgage error checker software will to help you check your mortgage for lender mistakes and bank errors. This latest mortgage error checker build helps you check that you are not being overcharged thousands on your loans and mortgages.

www.HomeMoneyManager.com – January 7, 2006 – As Mortgage Error Checker Software helps more and more homeowners protect their mortgages from bank errors, Home Money Manager, provider of Home Loan Interest Manager mortgage error checker, is pleased to announce the release of version 1.1.060110 for Windows, Linux and Mac OS X.

Use this mortgage error checker to check the interest charges and balances on your mortgage and loans.

Home Loan Interest Manager build 1.1.060110 is compatible with Windows 98, ME, 2000, NT, XP, Linux, Unix, Mac OS X and all operating system running Java 1.4 or greater.

Further details on this mortgage error checker are available from http://www.homemoneymanager.com/home-loan-interest-manager.html


About Home Money Manager:

Home Money Manager specializes in the production of mortgage audit and home loan manager software. Download mortgage checker software and find out if your mortgage is one of the thousands being overcharged interest EVERY DAY.

Contact:

Public Relations
Home Money Manager
http://www.HomeMoneyManager.com

Press Release URL:

http://www.homemoneymanager.com/press/mortgage-error-checker-software-11060110.html


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